If you’ve followed me for a while, you’ll know I’m all about saving money and not spending it mindlessly. That’s why today we’re learning some tips to reduce holiday spending. My Grinchy ways aren’t about to change for this holiday … Read More
You got some emergency savings? Congratulations! You’ve given yourself some peace of mind and you’re on your path to financial freedom! But now that you have that stash, let’s find out what are the three questions to ask yourself before … Read More
As a finance blogger, I’ve been asked for frugal tips many a time. And I also love to see what other “experts” have to say on the topic. And my-oh-my did I ever come across some dumb advice this week. … Read More
Around this time last year, my wife said we should try a biweekly money saving challenge. At first, I thought it was ridiculous – I already save half of my income, what’s a challenge going to do for me? But … Read More
Adulting skills. While that word may seem absurd to your parents’ generation, it could have come about at a more appropriate time. This word has inspired adulting memes, adulting TV shows, books, classes, podcasts, and even an HBO special on … Read More
Treat yourself! You’ve earned it! It’s about time! You’ve heard phrases like this after a pay raise – and they all lead to… lifestyle creep (aka lifestyle inflation.) It’s the sneaky phenomenon that sucks all the joy out of your … Read More
Million Dollar Question of 2020. Should you refinance your home? The answer is probably, but with a few notable exceptions. If you own a home, your mortgage is certainly your biggest expense and liability. I owned 8 houses, which has … Read More
If you’re anything like me, the hardest part of saving money is your social life. You can be careful with your spending until you turn blue in the face and still have everything fall apart when your friends coax you … Read More
Guess What. Your mere existence requires you to spend lots and lots of money. Those are just the facts of life. But given those facts, we want your spending to work for you and not against you. That means using … Read More
If you’re the type of person that keeps asking yourself, “How much money should I save each month?” consider yourself well on your way to financial independence and freedom. I say this because if these are the types of thoughts … Read More