Frugal Living -yoda

Frugal Living: Everyone does it WRONG

EVERYONE should partake in frugal living for a little bit of their life. I bet you were expecting an article about how to live cheap without feeling like a cheapo. Nope. Embrace it! Just for a while and reap the … Read More

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Refinance your home in 2021? Follow this 15-minute guide

Million Dollar Question of 2020. Should you refinance your home?  The answer is probably, but with a few notable exceptions.  If you own a home, your mortgage is certainly your biggest expense and liability. I owned 8 houses, which has … Read More

pay mortgage early - big number

Should you skip mortgage payments if you don’t have to?

Should people skip mortgage payments even if they can pay them?  One thought that I’ve been toying with during COVID-2020 is whether or not I should take advantage of the banks’ “generosity” and skip mortgage payments.  Truth be told I … Read More

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Save Money on Food: Plus Save Time Deliciously

Do you know you can save money on food by cooking at home? Yes! Did you know you can save time too?!? Oh yeah! The allure of eating out is an illusion, and I’ve never figured out how restaurants trick … Read More

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3 MOST Lucrative Ways to Spend your Stimulus Check

Newsflash. You, your neighbor, and your neighbor’s neighbor are getting $1200. Isn’t this a fun idea? Yes. Is it a good idea? It doesn’t matter to me if it kick starts the economy. I just want to show you how … Read More